I was getting tired.
I went to bed early.
I can't sleep.
We are (re)looking at a house tomorrow, and I wanted to be bright eyed, and completely awake. However, here I am, almost 3 hours later, awake. I'm very tired. I want to sleep. UGH. Seriously.
This house thing is more stressful than it should be. Now, I realize when one is taking out a loan of this size (well, of any size I suppose) it should be something that should be thought over very carefully. The more someone is wanting to borrow, the more thought and care should be put into it. I get it. However, thought does not (well, should not) equal stress.
Husband and I love and want the same house. However we are on a different time line. I have though it out, talked it over (and over and over), looked at our finances, tried to not be too excited about it (just in case), and now, I am ready to just make an offer all ready!
Husband is more cautious. He loves this house too. However wants to double, triple check everything. He is interested in saving a little more and waiting a couple more weeks, then make an offer. (now with my income, yeah, a couple weeks makes a difference!).
On top of all that, he doesn't want to talk about it. I mean, we had the conversations, however he doesn't want to re-have them. The way my mind works, the longer I have to wait and wait and wait, the more I want to talk about it! This is how I don't explode with anxiety. I talk it to death!
I'm confused. I don't know what to do. I feel like I want to see this house again tomorrow morning, however what for? Why are we looking at it, if we are not going to make an offer soon? If we are making an offer in a couple weeks, then maybe we should wait a couple weeks to see it again... I don't know.
I have all these emotions running through me. I want to be excited, however mixed in is frustration, confusion, and anxiety. I don't want to look back on my buying a house experience I remember how frustrated I was.
I want to be financially responsible, however I believe we are. We have a plan, or 2.
We have a budget. We are doing really well with it.
I want this house.
However I almost want to just forget about it.
I don't want to be at odds with Husband.
Right now, I want to sleep, but I cannot.
Seriously. Why is this so hard?
Showing posts with label financial. Show all posts
Showing posts with label financial. Show all posts
October 4, 2008
June 17, 2008
What would you do?
Tonight we went out with one of my husband's high school friends. He called to let us know he was in town for a conference and wanted to meet up for dinner. We enjoy when people visit. It is always nice to see family and friends while they are in town.(It is always frustrating to hear people were in town after the fact.)
When he called my husband asked if he had anywhere in mind he wanted to try. Maybe something he didn't have back home. He named a place downtown that we hadn't been to before. We knew it was a bit more expensive, but wasn't sure how much more expensive, and really couldn't then say we didn't want to go there.
We went, had a nice time, and enjoyed catching up with an old friend (and interestingly enough, this friend is married to my cousin). However, just for my husband and I, the bill was around $60.00. This didn't include the appetizer (as our friend insisted he pay for it), or the tip. We also didn't have dessert. This only only for the one plate of food we each had! It wasn't like we ordered the most expensive thing on the menu. We were actually almost as frugal as we could be without sharing something (which in hindsight may have been a good idea). Our friend's bill was nearly as much as ours, however he did pay for his meal, the appetizer and his dessert.
Now, I understand some people make more money than we do (which in his field is very likely). Additionally, some people may not be as frugal as we may be. In either case, that is fine. However, this friend plans to visit us again, bringing along his wife, and wants to return to this restaurant. Maybe they can afford this, however we cannot afford $60.00 meals. Additionally, we are not comfortable spending this amount of money on one meal, even if we could!
Don't get me wrong, we do our fair amount of spending on eating out and fun stuff. However, our splurging on dinner is usually around the $25-35 range (not $60). Plus for things that cost more, such as a concert, vacation, or other larger item, we save for it! We are not okay with relying on our credit cards.
We are by no means set financially, however are financially okay if we stick to our budget. So what do we do? Do we buck up and put it on the credit card, or basically save up for it? Or do we sheepishly admit we don't have the money and ask to go somewhere a bit cheaper? We don't want them to feel bad and pay for it for us, or "report" back to other friends of family that we aren't doing okay . Thoughts?
When he called my husband asked if he had anywhere in mind he wanted to try. Maybe something he didn't have back home. He named a place downtown that we hadn't been to before. We knew it was a bit more expensive, but wasn't sure how much more expensive, and really couldn't then say we didn't want to go there.
We went, had a nice time, and enjoyed catching up with an old friend (and interestingly enough, this friend is married to my cousin). However, just for my husband and I, the bill was around $60.00. This didn't include the appetizer (as our friend insisted he pay for it), or the tip. We also didn't have dessert. This only only for the one plate of food we each had! It wasn't like we ordered the most expensive thing on the menu. We were actually almost as frugal as we could be without sharing something (which in hindsight may have been a good idea). Our friend's bill was nearly as much as ours, however he did pay for his meal, the appetizer and his dessert.
Now, I understand some people make more money than we do (which in his field is very likely). Additionally, some people may not be as frugal as we may be. In either case, that is fine. However, this friend plans to visit us again, bringing along his wife, and wants to return to this restaurant. Maybe they can afford this, however we cannot afford $60.00 meals. Additionally, we are not comfortable spending this amount of money on one meal, even if we could!
Don't get me wrong, we do our fair amount of spending on eating out and fun stuff. However, our splurging on dinner is usually around the $25-35 range (not $60). Plus for things that cost more, such as a concert, vacation, or other larger item, we save for it! We are not okay with relying on our credit cards.
We are by no means set financially, however are financially okay if we stick to our budget. So what do we do? Do we buck up and put it on the credit card, or basically save up for it? Or do we sheepishly admit we don't have the money and ask to go somewhere a bit cheaper? We don't want them to feel bad and pay for it for us, or "report" back to other friends of family that we aren't doing okay . Thoughts?
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